Wingate Consumer Finance (WCF) is a leading non-bank personal loan specialist. Trading under the NOW FINANCE and MacCredit brands, Wingate has developed multiple distribution channels, a state of the art technology platform and a differentiated product offer that has allowed us to successfully grow market share and in doing so originate a diversified portfolio of high quality consumer loans.
Our secured and unsecured personal loan products are distributed through a national network of over 3000 accredited finance brokers, as well as direct to consumers via our leading online portal and Australian based customer care centre.
Fundamental to Wingate’s success has been the development of a unique business platform which includes:
Learn more about NOW FINANCE.
WCF has developed an institutional grade funding platform which is made up of two key parts:
1. Bank warehouses; and
2. Dedicated institutional note programs as well as co-investor note programs.
Learn more about co-investing in our note program.
B.Comm, B.Compt, Chartered Accountant
Richard has over 27 years of experience in financial markets both in Australia and offshore. Richard’s career has included senior roles at ING Barings, Investec Bank, Hindal Group and River Capital where he developed a strong track record successfully building and managing different businesses. Richard’s experience spans credit markets, structured debt, consumer credit as well as private equity both in Australia and offshore.
David has nearly 20 years’ experience in the consumer finance industry in Australia and New Zealand. Prior to joining Wingate Consumer Finance, David was Sales Director for GE Capital’s personal loan business as well as General Manager of their New Zealand personal loan business.
He held numerous sales distribution and senior management roles with GE over a 15 year period, including four years in their South African business.
B.Bus (Acc), Chartered Accountant
Mark has over 25 years experience in professional advisory and corporate businesses.
Prior to joining Wingate Consumer Finance he gained extensive experience in CFO and Company Secretary roles within private equity backed businesses focused on sector consolidation and growth. He spent time as CFO of Vision Group Holdings Limited (“VGH”), a private equity back consolidation in the Healthcare Sector and was involved with from its initial development through to successful listing on the Australian Stock Exchange.
Prior to commencing the first of his CFO roles Mark was a Director of corporate finance firm Hindal Corporate where he was involved in a range of transactions, including capital raisings, business acquisitions and disposals and private equity investments.
B.Comm (First Class Honours)
James has nearly 20 years of experience in financial markets, including proprietary and risk management roles in equity, debt and foreign exchange.
James’s career has included senior roles at Macquarie Bank in Sydney, London and New York.
LLB, B.Bus (Acc), Masters of Laws (Uni of Melb)
Kaajal is an experienced in house executive lawyer with over 15 years of experience in the financial services sector. Kaajal’s career has included private practice and senior legal roles at GE Capital and WEX Australia, Asia and New Zealand where she developed and led the legal and compliance aspects of the US listed financial services company.