Wingate is one of Australia’s leading providers of private debt. Investing in debt has become a reliable way for high-wealth individuals, families and institutions to generate income from their investment portfolios.

Wingate identifes opportunities that are considered too complex by traditional lenders, in sectors that are poorly serviced, or where legislation or regulator policies limit competition. As a result, we have established a strong presence in corporate, consumer and property lending.

Corporate Debt

Wingate Corporate Investments originates and structures proprietary corporate debt co-investment opportunities.

 

  • We provide flexible senior and mezzanine debt solutions to businesses that exhibit compelling growth potential, clear competitive advantages and are supported by strong management teams;
  • We carefully select and structure investments, adopting a disciplined and rigorous approach designed to actively minimise risk and generate appropriate returns;
  • Our Wingate Investment Partners Trusts (WIP), alongside Wingate’s balance sheet, stand first in line for Wingate Corporate Debt investments;
  • The WIP trusts’ unitholders have priority access to individual co-investment opportunities when capacity is available.

Consumer Debt

  • Wingate Consumer Finance offers secured and unsecured personal loans under its NOW FINANCE and MacCredit brands;
  • These personal loans are funded through a senior bank warehouse facility and a series of structured note programs;
  • Wingate co-investors are offered the opportunity to participate in the various note programs, with the security of a seasoned and diversified portfolio of loans originated, managed and collected by WCF; and
  • The structured note programs provide yields typically associated with quasi-equity corporate hybrids. They are senior secured and structured to provide protection that offer comfort to conservative, risk–averse investors.

Property Debt

Wingate originates and structures proprietary property debt co-investment opportunities. We have a pristine track record of outstanding risk-adjusted returns and capital preservation.

 

  • We invest across the capital structure, including senior, mezzanine and junior debt positions;
  • Our Wingate Investment Partners Trusts (WIP), alongside Wingate’s balance sheet, stand first in line for Wingate Property Debt investments; and
  • The WIP trusts’ unitholders have priority access to individual co-investment opportunities when capacity is available.